What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

If a creditor refuses to delete negative credit items as part of a debt settlement agreement in West Virginia, it is important to take action to protect yourself. First, you should review the original debt settlement agreement to see if it contains language requiring the creditor to delete negative credit items upon payment. Many debt settlement agreements include this language, and if your agreement does, you may be able to use it to leverage the creditor into deleting the negative items. Second, contact the creditor in writing to explain the situation. Make sure to include a copy of the debt settlement agreement as evidence that the creditor agreed to delete the items upon payment. You should also include proof of payment. Lastly, if the creditor still refuses to delete the negative items, you may need to take legal action. You should contact an attorney who specializes in debt settlement law in West Virginia to evaluate your situation and advise you on the best course of action. The attorney may be able to negotiate with the creditor on your behalf or represent you in court if the creditor fails to comply with the agreement.

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What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

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