What is Social Security Disability Insurance (SSDI)?
Social Security Disability Insurance (SSDI) is a program offered by the United States Social Security Administration (SSA) in Pennsylvania, to help those who are disabled and unable to work. This program provides income for disabled individuals, who have worked and paid Social Security taxes for five of the past ten years. The amount of money a person receives depends on age, work credit, and other factors. SSDI is funded by taxes paid on wages and self-employment income. So, the more money a person makes, the more SSDI taxes they pay. To be eligible for Social Security Disability Insurance, a person must meet certain criteria. This includes being 18 years or older and having a documented physical or mental impairment that keeps them from being able to do any type of substantial gainful activity (SGA) for a period of at least twelve months. SSDI benefits can help disabled individuals pay for items such as medical care and prescription drugs. The benefits also help disabled individuals with basic needs, like rent, food, clothing, and utility bills. It is important to keep in mind that the SSA will review an individual’s case each year to see if their disability still meets the requirements for SSDI. In Pennsylvania, disabled individuals may qualify for Social Security Disability Insurance if they meet the criteria. The SSDI program provides invaluable income for those who are unable to work due to disability. It helps provide financial security that would not be available without it.
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