Who is eligible for SSDI benefits?
In Illinois, eligible applicants for SSDI (Social Security Disability Insurance) benefits are individuals with qualifying disabilities that prevent them from engaging in substantial gainful activity (SGA) for a one-year period or more. The disability must be severe enough to cause a physical or mental impairment that makes it impossible for the individual to perform basic work activities, such as walking, sitting, lifting, understanding, concentrating, and interacting with others. The disability must have lasted or be expected to last at least one year or be expected to result in death. In addition to being disabled, applicants must meet certain financial criteria in order to qualify for SSDI benefits. This includes having earned enough credits from working in jobs covered by Social Security. Generally, the more credits you have, the higher the chances of qualifying for SSDI benefits. Other criteria include having paid Social Security taxes and having a disability that started before you stopped working or before you reached the retirement age. Individuals who are blind may also be eligible for SSDI benefits if they meet certain requirements. This includes having worked for at least five out of the 15 years prior to becoming disabled and earning enough credits. Non-U.S. citizens may also be eligible for SSDI benefits if they have worked in the U.S. in a job covered by Social Security for at least 10 years and have earned the necessary credits.
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