Is there a time limit for filing a disability claim?

In Colorado, there is a time limit for filing a disability claim. Generally, individuals have one year to file their claim from the date they believe they became disabled. However, if the disability began more than one year prior, then individuals must file their claim within three years of the date of the disability. Because it can be difficult to determine the exact date of disability, the clock usually begins ticking at the date of the first medical exam associated with the disability. All medical exams related to the claim should be carefully documented. In the event of a dispute, the burden of proof in Colorado is on the disability claimant to prove the claim was filed on time. Disability claimants should also try to file their claims as soon as possible. Delays can lead to denials of claims due to statute of limitations issues, which can be difficult—or even impossible—to overcome. It can also take longer for claims to be processed for individuals that fail to meet filing deadlines. The Colorado Division of Workers’ Compensation can provide further assistance in understanding deadlines and answering any questions related to disability claims.

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