What is the difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)?

The difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) is the way they are funded and the criteria to qualify for benefits. Social Security Disability Insurance is funded mainly by payroll taxes from employees and employers. Eligibility is based on a person’s work history and the number of Social Security credits they have earned. This includes how long you have worked and how much you have paid into Social Security. Supplemental Security Income is funded by the Federal government and is not based on previous work history. Instead, it is based on a person’s financial need. You must have limited income and resources to qualify. In New Hampshire, SSDI and SSI can be used in combination with each other or used separately depending on your needs. Depending on your financial status, you may qualify for different disability programs or benefits. Additionally, the state of New Hampshire provides additional resources for disabled individuals, such as the Developmental Disabilities Services Program and the Vocational Rehabilitation Project. Each of these programs has its own criteria and qualifications which you must meet in order to receive benefits. It is important to research each program to determine which one is right for you.

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