What is an SR-22 insurance form?
An SR-22 insurance form is an official document issued by a car insurance provider that verifies the driver has the minimum required liability insurance coverage for the state of Pennsylvania. In the case of a DUI, an SR-22 is typically required to demonstrate financial responsibility and to have the right to drive again. An SR-22 is a type of certification used by the Pennsylvania Department of Motor Vehicles (DMV) to determine if a driver is following state law and carrying the required auto insurance coverage. It is a form that is completed by an insurance company and submitted to the Pennsylvania DMV electronically or through the mail. The insurance company providing the SR-22 will certify that the driver has the necessary liability coverage. The SR-22 lasts for three years and must be maintained by the driver for the entire duration. Failure to keep the insurance policy active or not paying the premiums can result in suspension of the driving privilege. The driver must present the SR-22 form to the Pennsylvania DMV before the driver can reinstate his or her driving privileges. If convicted of a DUI, having an SR-22 filed is usually required before the driver can get their license reinstated. It is important for a driver who is convicted of a DUI to understand all the driving regulations and insurance requirements in order to satisfy state requirements and continue to drive legally.
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