What is an SR-22 insurance form?

An SR-22 insurance form is a document that provides proof of financial responsibility after a DUI incident in West Virginia. Individuals are required to provide proof of financial responsibility to the state in order to operate a vehicle. This form is provided by an insurer, and it certifies that the person involved has the necessary liability insurance coverage for the state. The SR-22 form is typically required after a DUI conviction, license suspension, or when an individual accumulates too many points on their driving record. It will remain in effect for three years, and the individual must maintain the required coverage at all times or risk having their license revoked. Most insurance companies offer SR-22 insurance policies at a slightly higher rate than regular policies. In addition to the regular liability coverage, the policy also covers any potential legal fees if the person is found liable for an accident. The cost of the policy varies by insurer, so it’s important to shop around for the best rate. It’s important to keep in mind that an SR-22 insurance form does not provide any additional protection against the consequences of driving while intoxicated. The form only proves that the person has the necessary coverage in case of an accident. Individuals should still use extreme caution while behind the wheel, even after getting an SR-22 form.

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What is an SR-22 insurance form?

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