How does a DUI affect my insurance rates?

A DUI can have serious consequences on your insurance rates in Pennsylvania. When your insurer finds out about a DUI conviction, they will most likely increase your premium significantly. This is because DUI offenses are considered to be some of the most serious traffic violations and are seen as a major risk to insure. Insurance companies assess risk differently, so the rate increase you will face after a DUI can vary among insurers. Generally, a DUI can cause your premium to increase between 25 and 50%. Additionally, the cost of insurance is typically higher for DUI offenders for many years after the conviction. In some cases, obtaining car insurance can become a challenge after a DUI conviction. Some insurers may not be willing to cover you, and if they do, they may require a large down payment. It is also possible that some insurance companies will refuse to cover you if you have more than one DUI offense. To avoid having to deal with high insurance premiums, it is important to obey the law and never drive while intoxicated. Additionally, it is important to shop around and compare different insurers to find a company that will offer the best coverage at the lowest rates after a DUI conviction.

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How does a DUI affect my insurance rates?

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