How does a DUI affect my insurance rates?

A DUI conviction in South Carolina can have a serious impact on your auto insurance rates. Insurance companies view DUI offenses as a sign of poor judgement. As a result, many carriers will increase premiums if you are convicted of DUI. The amount of the increase depends on your insurance company and the severity of the offense. Generally, you can expect to pay more for your insurance if you are convicted of DUI. A first-time DUI conviction can result in a premium increase of up to 20%, while additional DUI convictions can result in up to a 50% increase. You may also see an increase in your deductibles if you are convicted of DUI. A DUI conviction can also result in a suspension of your license, making it impossible to keep your current insurance provider. If you can’t stay with your current insurer, you may find that other companies charge higher rates since you’re considered a higher risk. It’s important to remember that a DUI conviction can have long-term effects on your insurance rates. Insurance companies may continue to charge higher rates for three to five years after the conviction. It’s also important to note that rates can be higher depending on the jurisdiction where your offense occurred. If you have been convicted of DUI, it’s important to shop around for auto insurance to ensure you get the best rates. Many insurance carriers offer discounts for drivers who have completed a DUI education or safety program. It’s also important to maintain a good driving record to help keep rates as low as possible.

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How does a DUI affect my insurance rates?

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