Does a DWI conviction affect car insurance rates?

Yes, a DWI conviction in Arkansas affects car insurance rates. Insurance companies consider several factors when determining your rates, including driving history. A DWI conviction would appear on your driving record and would make you appear as a high-risk driver to the insurance company, which could cause your rates to increase. Additionally, insurance companies in Arkansas are required to ask if you’ve ever been convicted of a DWI when you apply for car insurance. If you’ve been convicted of a DWI, it’s likely that the insurance company will either raise your rates or deny you coverage altogether. The amount that your insurance rates will increase will vary from company to company. Some companies might raise your rates more than others, depending on the specifics of your DWI conviction. A DWI charge is serious and will usually result in a significant increase in your car insurance rates. Your insurance rates can also be affected by the number of convictions within a certain time period. For example, if you’ve been convicted of a DWI more than once in the past three years, your insurance rates will be much higher than if you had only been convicted of one DWI in the past three years. It’s important to remember that a DWI conviction is a serious offense and will have a significant impact on your car insurance rates. If you have been convicted of a DWI in Arkansas, it’s important to talk to an insurance agent to get an idea of what your rates will be.

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Does a DWI conviction affect car insurance rates?

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