Does a DWI conviction affect car insurance rates?

Yes, a DWI conviction can affect car insurance rates in Nebraska. Depending on the specifics of the case, a DWI conviction can lead to an increase in car insurance premiums. Insurers may view this as an increased risk. When an individual is convicted of DUI in Nebraska, their driver’s license will be suspended. This can affect an individual’s insurance rates because insurers see a lapse in proof of valid insurance as a sign that the driver could be a higher risk. Insurance companies also look at the number of traffic citations and convictions that a person has had. Having a lot of citations can indicate to the insurance company that the driver is a higher risk, and they might raise the premium to reflect this. A DWI conviction in Nebraska may also affect the types of coverage an individual can purchase. For example, some insurance companies may remove the option to purchase uninsured/underinsured motorist coverage. This coverage protects the insured if they are in an accident caused by an uninsured or underinsured driver. DWI convictions can also result in increased rates for other drivers that are listed on the policy. Everyone listed on the policy could see an increase in their rates, even if they were not the one driving when the DWI occurred. Overall, a DWI conviction in Nebraska can lead to an increase in car insurance premiums as the insurance company will view the driver as a higher risk. It is important for drivers to know that a DWI conviction can have an effect on their car insurance rates.

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Does a DWI conviction affect car insurance rates?

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