How long will my insurance rates be affected by a DWI conviction?

A DWI conviction in California can have significant impacts on your insurance rates. In general, your insurance company will consider any DWI conviction on your record for up to 10 years. The impact on your insurance rates may not be significant for the first few years after the conviction, however, as time passes, the rates may steadily increase. Your insurance company may choose to raise your rates immediately after a DWI conviction, and those increased rates may remain in place for up to three years. Some insurance companies will look at the number of prior convictions in order to determine the impact on your rates. If you have multiple prior convictions, the insurance company may opt to increase your rates by more than they would if it were your first conviction. The best way to ensure that your insurance rates remain low is to drive safely and avoid a DWI conviction. However, if you do receive a DWI conviction, you should consider looking into alternative insurance companies with lower rates. Additionally, you may want to consider taking a defensive driving course to demonstrate that you are a good driver and to potentially reduce your insurance rates.

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How long will my insurance rates be affected by a DWI conviction?

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