Are employers required to provide health benefits to their employees?

In New York, employers are not required to provide health benefits to their employees. However, employers with more than five or more employees are required to provide certain disability benefits to their employees through New York State disability benefit programs. These benefits include short-term and long-term disability benefits, as well as health insurance coverage if the employee is injured while on the job. In addition, employers are required to provide workers’ compensation insurance to all employees, which covers medical bills and lost wages if an employee suffers an injury or illness as a result of their job. Employers in New York are not obligated to provide health benefits, such as health insurance, life insurance, dental insurance, and vision insurance to their employees. However, some employers may choose to do so in order to attract and retain qualified employees. New York also has the New York State Health Exchange, which is a marketplace for individuals and businesses to purchase health insurance. This health insurance can be used to supplement existing employer-provided health benefits, or to cover the uninsured. Overall, employers in New York are not required to provide health benefits to their employees, but employers may choose to do so in order to attract and keep qualified employees. Employers are, however, required to provide certain disability benefits, workers’ compensation insurance, and access to the New York State Health Exchange.

Related FAQs

Can employers offer incentives for employees to use certain benefits?
Are employers allowed to offer sick leave as an employee benefit?
Are employers obligated to pay for employee education expenses?
Are employers required to provide health insurance to seasonal employees?
How much does an employer have to pay for employee benefits?
What are the legal requirements for providing flexible spending accounts?
How do employers determine the cost of providing employee benefits?
Is there a way to limit employer liability for employee benefits?
Are employers allowed to offer life insurance policies as an employee benefit?
What are the legal requirements for providing paid time off?

Are employers required to provide health benefits to their employees?

Related FAQs

Related Blog Posts