What types of insurance are employers required to offer employees?

In California, employers must offer several types of insurance to employees. This includes workers’ compensation insurance, which helps cover medical bills and lost wages if an employee is injured on the job; unemployment insurance, which pays an employee temporarily if they lose their job through no fault of their own; and disability insurance, which helps employees maintain a portion of their salary if they are unable to work due to an illness or injury. In addition to these types of insurance, employers must also provide employees with health insurance if they have more than 5 workers and the employees work more than 30 hours a week. The health insurance must comply with the standards set by the Affordable Care Act and it must provide coverage for medical, dental, and vision care. Employers may also offer voluntary insurance benefits to their employees. These types of insurance include life insurance, which pays out a death benefit to the family of an employee who dies, and supplemental insurance, which helps cover medical expenses in excess of what a health insurance plan typically covers. In California, employers are also required to provide employees with at least one paid sick day for every 30 hours worked. This can be used to cover medical expenses or to care for a family member who is ill. Finally, employers must allow employees to take up to 12 weeks of unpaid, job-protected leave per year for family-related or medical reasons, such as childbirth or caring for a family member with a serious health condition.

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What types of insurance are employers required to offer employees?

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