What types of insurance are employers required to offer employees?
In Kansas, employers are required to offer certain types of insurance for their employees. This includes employers providing Workers’ Compensation insurance, workers being covered by Unemployment Insurance, and employers contributing to the State Disability Insurance program. Workers’ Compensation insurance provides financial compensation to employees if they are injured on the job. The amount of financial compensation is determined by the amount of wages earned, the type and severity of the injury, and the length of time the employee was disabled. Unemployment Insurance is a program that provides income for workers who become unemployed due to lay-offs, quitting, or other reasons. Employers must contribute a portion of their employee’s wages towards the state unemployment insurance program. State Disability Insurance (SDI) is a program that provides income to workers who become disabled as a result of an illness or injury, or who have to take time off for a medical condition. Employers are required to contribute part of the employee’s wages to the state disability insurance fund. In Kansas, employers are required to offer these types of insurance to their employees. Workers’ Compensation, Unemployment Insurance, and State Disability Insurance are all mandated by the state and protect employees in the case of illness, injury, or unemployment.
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