Are employers required to offer Vision and Dental Insurance?

In Washington, employers are not required to offer vision or dental insurance. Washington does not have a law that mandates employers provide vision or dental insurance to employees. However, some employers in Washington do offer vision and dental coverage to their workers as these types of insurance plans can help to improve the overall health of the employee. Vision and dental insurance can be a valuable benefit as they cover a variety of services, such as vision exams, contact lenses, eyeglass frames, and prescriptive medication. Dental insurance plans can cover preventive care such as cleanings, x-rays, and fillings, as well as major services like crowns and bridges. Washington employers will often receive a discounted rate on these types of insurance plans if a certain number of employees participate in the plan. The employer is not obligated to provide coverage, but it could be in their best interest to do so as offering vision and dental coverage can attract more qualified employees and help retain existing employees. Employees who need vision and dental benefits, but do not have access to them through their employer, can purchase policies from a private insurance provider. The cost and coverage of these private plans can vary dramatically, so it is important for the individual to compare plans and decide which one is best for them.

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Are employers required to offer Vision and Dental Insurance?

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