Are employers required to provide medical insurance to employees working overseas?

Employers in New York are not required to provide medical insurance to employees who are working overseas. However, there are certain laws in place that could require employers to provide some form of health insurance to employees working outside of the United States. For example, the Affordable Care Act (ACA) requires employers with 50 or more full-time employees to provide health insurance. The ACA’s employer shared responsibility provisions apply to employers with employees working overseas so long as the employer is based in the United States. Another law is the Family and Medical Leave Act (FMLA), which applies to employers with 50 or more employees within 75 miles of each other. The FMLA entitles employees to take unpaid, job-protected leave for certain reasons, such as personal medical care. If an employee is based in the United States and works overseas, they would still be entitled to the FMLA coverage. Lastly, some employers may voluntarily choose to provide health care coverage to their overseas workers. State laws in New York may apply and determine whether employers must provide health insurance. However, in general, most employers are not required to provide medical insurance to employees working overseas.

Related FAQs

Are employers allowed to offer personal leave as an employee benefit?
How can employers protect themselves from employee benefit-related lawsuits?
Are employers required to provide training for employee benefit plans?
Can employers offer benefits to employees' dependents?
What types of employer contributions are required for employee benefit plans?
Does the Affordable Care Act affect employee benefits?
What are the legal requirements for providing employee benefits?
Are employers allowed to provide relocation assistance to employees?
What impact do employee benefits have on employee morale?
What factors should employers consider when developing an employee benefits package?

Related Blog Posts

Understanding the Basics of Employment Benefits Law - July 31, 2023
The Different Types of Employment Benefits Laws - August 7, 2023
Identifying Key Provisions in Employment Benefits Law - August 14, 2023
Common Misconceptions About Employment Benefits Law - August 21, 2023
What Employers Need to Know About Employment Benefits Law - August 28, 2023