What is the difference between Medicare and Medicaid?

Medicare and Medicaid are two government-funded programs that provide health insurance coverage for seniors. They are both administered by the federal government, but they differ in a few key ways. Medicare is an insurance program for people age 65 or older and some younger people with certain disabilities. It is divided into two parts: Part A and Part B. Part A covers hospital expenses, and Part B covers medical services like doctor visits and lab tests. There is an additional Part D that covers prescription drugs, and an optional Part C that is known as a Medicare Advantage plan. Medicaid, on the other hand, is a state-run program that provides health care coverage for people with limited income and resources. Medicaid is typically used to pay for long-term care for elderly or disabled individuals, such as nursing home care or home care services. It is also available for some children and pregnant women. Unlike Medicare, Medicaid does not have a prescribed list of covered services; rather, each state determines which services it will cover. Overall, both Medicare and Medicaid are important programs for seniors in Kansas. Medicare provides coverage for medical services, while Medicaid provides coverage for those with limited income and resources. Each program has its own set of rules and regulations, and it is important for seniors in Kansas to understand their options.

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