What is Equine Liability Insurance?

Equine Liability Insurance is a type of coverage that protects horse owners and breeders from potential liabilities that may arise from their ownership or involvement of their equine animals. This type of insurance is especially important in New York, which is home to a large equine industry. The insurance provides coverage for a range of liabilities related to equine activities, such as injuries to either passengers on the horse, property damage caused by the horse, and libel or slander that may result from the equine activities. Equine Liability Insurance may also cover legal defense costs in certain cases. For example, if a horse owner is sued for an injury that took place while on the horse, the insurance can cover the costs of defending this lawsuit in court. Additionally, it provides indemnity to cover the costs of any potential losses or damages that may occur, such as veterinarian bills or damage to a third-party’s property caused by the horse. Equine Liability Insurance is an important form of coverage for anyone involved in the equine industry in New York. It provides protection from potential liability, which can be costly if you are held liable for any losses or damages caused by your horses. Therefore, equine owners and breeders should consider purchasing this type of insurance to protect themselves and their enterprises from unforeseen liabilities.

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What is Equine Liability Insurance?

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