What type of insurance should I have if I own a horse?

If you own a horse in Michigan, it is important to have the appropriate insurance coverage. The insurance you should have depends on the activities you plan to do with your horse. If you plan to ride your horse, you should have liability coverage. This policy protects you in the event that someone is injured on your property while you or your horse is present. This also covers any damage that may happen to property if your horse causes an accident. If you plan to participate in equestrian events, you should look into equine mortality coverage. This type of insurance will cover you in the event that your horse becomes ill or injured, or if it passes away due to an illness or injury. You should also consider investing in care, custody and control insurance. This type of insurance helps to cover the costs of caring for a sick or injured horse, including veterinarian bills and the costs of additional care such as stabling and medical equipment. No matter what types of activities you plan to do with your horse, it is important to make sure that you are properly insured. Your equine insurance coverage should be tailored to meet your specific needs, and it should cover you in the event of an accident or illness.

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