What type of insurance should I have if I own a horse?

If you own a horse in the state of Texas, it is important to have some form of equine insurance. While policies and coverage vary depending on where you live, the most common types of insurance for horse owners in Texas are mortality insurance, major medical insurance, and liability insurance. Mortality insurance covers the death of a horse due to illness, injury, or disease, and can help to cover the costs associated with replacing the lost horse. Major medical insurance covers veterinary care for things such as surgery, accidents, and lameness. Lastly, liability insurance can protect you in case someone is injured while around your horse, or if your horse causes damage to another person’s property. It is also recommended that you purchase a rider accident policy if you plan on doing any riding and competing with your horse. In any case, it is always best to look into the specific insurance laws for your state and talk to a licensed equine insurance broker to figure out what type of insurance is the best for your horse.

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What type of insurance should I have if I own a horse?

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