What is the Equine Liability Risk Retention Act?

The Equine Liability Risk Retention Act protects horse owners and stable operators in the state of Washington from liability. In short, this act helps lessen the risk of legal action in the event of a horse-related injury. The Equine Liability Risk Retention Act limits damages and liabilities of the horse owners and operators. The law states that an owner or operator of an equine activity has no right to any type of damages in the event of in a negligent equine activity if the owner or operator has made reasonable efforts to inform or warn the participant of the risks of the equine activity. Furthermore, the law makes it clear that a horse owner or operator is not responsible for any foreseeable property damage or personal injury caused by a horse as long as the owner or operator has taken reasonable steps to prevent such damage or injury. This means that if an incident happens that is out of the ordinary, perhaps caused by a sudden health issue with the animal, the owner or operator of the horse is not liable. The Equine Liability Risk Retention Act is a great way for horse owners in Washington to be protected from any legal action or hefty fees should an accident occur. It ensures that the horse owner and operator can safely operate without fear of being sued.

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