What is the difference between an equine liability waiver and an equine liability insurance policy?

In California, equine liability waivers and equine liability insurance policies are two different ways to protect horse owners from legal liability if their horse causes injury or property damage to others. A horse owner can use an equine liability waiver to protect themselves from legal liability. This type of document means that anyone who takes part in an activity involving a horse has to waive their right to sue the horse owner if they get injured. It is important to note that these documents do not always protect the horse owner in all situations. An equine liability insurance policy is different. This type of insurance protects a horse owner from legal liability for injuries caused to other people or property by their horse. Liability insurance policies may provide coverage for medical bills, lost wages, and property damage caused by a horse. In conclusion, an equine liability waiver does not provide insurance coverage, but instead requires other people to waive their right to sue a horse owner for injuries resulting from activities involving their horse. Equine liability insurance policies, on the other hand, provide financial coverage in the event of a lawsuit.

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What is the difference between an equine liability waiver and an equine liability insurance policy?

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