What is the difference between an equine liability waiver and an equine liability insurance policy?

An equine liability waiver is a legal document that releases a party from any legal responsibility should an accident occur involving any horses they own or are in contact with. This waiver is often signed before someone undertakes any activities that involve horses, such as riding, breeding, or showing, to protect the horse owner, stable, and other parties from any arising liability. An equine liability insurance policy is a contract between an insurer and the policyholder, whereby the insurer agrees to pay out compensation should the policyholder be found liable for an accident involving horses. It protects the policyholder from any accidental injury, death, or property damage that resulted from their activities involving horses. This policy is more expensive than a simple equine liability waiver, but it is a prudent and legally necessary form of protection for equine owners and any party that may be involved in equine activities.

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What is the difference between an equine liability waiver and an equine liability insurance policy?

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