What is the difference between an equine liability waiver and an equine liability insurance policy?

In Texas, an equine liability waiver is a contract in which an owner or operator of a horse agrees to limit their liability for claims arising from the use of the horse. The waiver states that the owner or operator of the horse is not responsible for any injury or damage that may result from the use of the horse, and the user of the horse assumes all responsibility and liability for any occurrence. An equine liability insurance policy is a type of insurance policy that covers the owner or operator of the horse from claims resulting from the use of the horse. It provides coverage for financial losses from claims made against the owner or operator for injury or damage resulting from the use of the horse. In contrast to an equine liability waiver, the owner or operator is protected from liability when they have purchased an equine liability insurance policy.

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What is the difference between an equine liability waiver and an equine liability insurance policy?

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