How do I plan for disability or incapacity?

In Massachusetts, planning for disability or incapacity can be done through estate planning law. This type of law allows you to create documents that help you make decisions about your health and financial wellbeing should you become disabled or incapable of making decisions for yourself. The first step to plan for disability or incapacity is to create an Advanced Health Care Directive. This document allows you to detail your wishes for medical care if you become unable to provide them in the future. You can name a person who will be responsible for carrying out these wishes and list other information such as who will make decisions on your behalf if needed. The second step is to create a Durable Power of Attorney form. This document allows you to name someone to make decisions concerning your financial matters on your behalf if you become disabled or incapacitated. You can name someone to be responsible for handling your finances and make decisions about health insurance, taxes, investments and other financial matters if necessary. You must be of sound mind when creating this document and it must be signed by an attorney for it to be valid. The last step is to create a Will or Trust. This document outlines how your assets and belongings will be distributed when you die. It allows you to name beneficiaries and also create trusts if needed. Estate planning law in Massachusetts helps you create these documents so you can plan for disability or incapacity. It is important to speak to an attorney and have all of the necessary documents in place to ensure your wishes are followed should you be unable to make decisions for yourself in the future.

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