What are my rights as a homeowner facing foreclosure?

As a homeowner in West Virginia facing foreclosure, you have several rights afforded to you by foreclosure defense law. The first is the right to receive notice from the lender. Before the lender can file for foreclosure, the lender must notify you of their intention to do so. This allows you to take action to protect your home and gives you an opportunity to discuss your loan situation with the lender. You also have the right to contest the foreclosure proceedings. This allows you to submit an answer to the foreclosure complaint, which explains why you believe the foreclosure is not appropriate. You will also need to provide the court with evidence to support your claim. Finally, you have the right to hire a foreclosure defense attorney. An experienced attorney can help you through the foreclosure process, develop a defense, and negotiate a better outcome. They can also help you pursue a loan modification with your lender, which could potentially lower your monthly payments and stop the foreclosure process altogether. Ultimately, as a homeowner facing foreclosure in West Virginia, you have a variety of rights available to you. Make sure to utilize these rights and consider consulting with an experienced foreclosure defense lawyer to ensure that you have the best possible chance of protecting your home.

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What are my rights as a homeowner facing foreclosure?

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