What kind of help can I get to prevent foreclosure?
In Georgia, there are several ways to get help with preventing foreclosure. If you are having difficulty making your mortgage payments and are facing the possibility of foreclosure, you may be eligible for assistance from the Georgia Department of Community Affairs (DCA). The DCA provides free foreclosure prevention counseling and resources to help consumers remain in their homes or save their homes from foreclosure. In addition to counseling, the DCA also offers foreclosure rescue scams protection, credit counseling, and mediation services. These services can provide assistance to homeowners by helping them negotiate with their lenders to modify their mortgage terms and avoid foreclosure. Homeowners may also be eligible for foreclosure defense law assistance. This type of assistance helps individuals defend themselves in court if they are being threatened with foreclosure. An attorney can help homeowners to understand their legal rights and build a defense against foreclosure. Finally, there are many non-profit organizations in Georgia that offer foreclosure prevention assistance. These organizations can provide resources such as financial education, budgeting assistance, and home loan modification. They can also provide advice and assistance for homeowners who are facing foreclosure. By understanding all of the assistance options available in Georgia, homeowners can better protect themselves from foreclosure and remain in their home. Although the process of preventing foreclosure can seem difficult and overwhelming, there are organizations and attorneys that can provide assistance to make the process easier.
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