Can I get a loan modification if I'm delinquent on my mortgage?

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Are there any government programs available to help me prevent foreclosure?
What can I do if I am facing foreclosure?
What kind of help is available for homeowners facing foreclosure?
What are the chances of my loan modification being approved if I am facing foreclosure?
What happens if I fail to make payments during a foreclosure process?
Are there any laws or regulations that limit the amount of money a lender can sue me for?

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