Are there any special laws or regulations that protect me from foreclosure?

In Pennsylvania, there are several laws that protect citizens from foreclosure. These laws include the Pennsylvania Fair Foreclosure Law, the Foreclosure Diversion Program, the Safety Net Program, and the Eviction Diversion Program. The Pennsylvania Fair Foreclosure Law is designed to provide additional protection for homeowners facing foreclosure. It requires lenders to provide borrowers with a written document outlining their rights and obligations prior to filing a notice of foreclosure. This includes information on foreclosure prevention options, such as loan modification, forbearance, or other foreclosure alternatives. The Foreclosure Diversion Program helps struggling homeowners stay in their homes by providing loan modification counseling and mediation services. The goal of the program is to reach an agreement between the borrower and lender that helps the borrower stay in their home. The Safety Net Program provides financial assistance and counseling to families that are behind on their mortgage payments. The program offers foreclosure prevention counseling and assistance with loan modification and refinance applications. The Eviction Diversion Program also helps families that are facing eviction. It provides legal assistance and mediation services to help borrowers stay in their homes. The program also helps borrowers with loan modification applications and other foreclosure alternatives. In summary, Pennsylvania has several laws designed to protect citizens from foreclosure. These laws help borrowers understand their rights and obligations and provide services such as loan modification and foreclosure prevention counseling. By taking advantage of these programs, borrowers can work with their lenders and stay in their homes.

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Are there any special laws or regulations that protect me from foreclosure?

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