What happens if I can't afford the payments for a loan modification?

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What are the long-term repercussions of a foreclosure?
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What are my options for a loan modification if I am facing foreclosure?
Are there any laws that protect me from foreclosure?
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What are the differences between foreclosure defense and bankruptcy?
What do I need to know about the foreclosure process in my state?
What are the differences between foreclosure defense and loan modification?

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