Are there any resources available for filing an objection to a foreclosure sale?
Yes, there are resources available for filing an objection to a foreclosure sale in Arizona. The Arizona Department of Financial Institutions (DFI) provides information on foreclosure and filing an objection to the sale. It offers a guide to the process, which outlines the steps to follow in filing an objection. First, you must file a notice of objection with the court. This notice must include the date of the foreclosure, the name, address and telephone number of the borrower, and a declaration that the borrower believes the sale should not go forward. Next, the court must hold a hearing to determine whether the foreclosure should proceed. An attorney should be consulted to help prepare and submit the objection. Other organizations, such as the Arizona State Bar, also provide resources for filing an objection to a foreclosure sale. The State Bar offers a free, 60-minute telephone consultation with an attorney who specializes in foreclosure defense law. During the consultation, a lawyer can explain the legal proceedings and how to contest the sale. In addition, Arizona law also allows a third-party interested in the property to submit an objection to a foreclosure sale. This third party must show that they have a vested interest in the property. Finally, the Arizona Homeowner Protection Act allows a homeowner to submit a Notice of Intent to Foreclose and Request for Mediation before a foreclosure sale takes place. This request must be submitted to the lender at least 90 days before the date of the sale. Overall, there are a variety of resources available to those filing an objection to a foreclosure sale in Arizona. An attorney, the Arizona Department of Financial Institutions, the Arizona State Bar, and the Arizona Homeowner Protection Act all provide information, guidance, and assistance to those contesting a foreclosure sale.
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