What kind of help can I get to avoid a foreclosure auction?

When it comes to foreclosure defense law in California, there are many options available to homeowners in danger of foreclosure auctions. One of the most common options is to seek the help of an attorney. A lawyer may be able to help you negotiate a payment plan with your lender or other creditors, or to negotiate with the court to have your mortgage reinstated in lieu of foreclosure. In addition, an experienced attorney can provide advice on how to modify your loan in order to make it more affordable or to explore a short sale, whereby your property is sold for less than what is owed in order to avoid foreclosure. Another option is to seek out foreclosure prevention counseling. This option is free and provides homeowners with the resources to better understand their options and make informed decisions. In California, there are several government and nonprofit organizations that provide these services and can assist homeowners in developing a budget, creating a repayment plan, and obtaining information about foreclosure alternatives. Finally, homeowners may also explore refinancing their loan or applying for a loan modification program, either through their lender or through a government-sponsored program. Both of these can help make your mortgage payments more manageable and may even help you avoid foreclosure altogether. Overall, homeowners in danger of foreclosure auctions can access a variety of resources to help them explore their options and avoid foreclosure. To find out which of these options is most suitable for your situation, it is important to seek the advice of an experienced foreclosure defense lawyer.

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What kind of help can I get to avoid a foreclosure auction?

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