What kind of paperwork do I need to prepare for a foreclosure defense hearing?
In Pennsylvania, a homeowner facing foreclosure must prepare various paperwork in order to have a successful foreclosure defense hearing. The paperwork includes documents such as: • A Petition for Declaratory Judgment, which outlines the homeowner’s reasons for challenging the foreclosure proceedings. • An Answer to the Petition, which provides the lender’s response to the homeowner’s legal claims. • A List of Witnesses, which includes the names of any witnesses that the homeowner intends to call at the hearing. • A List of Exhibits, which includes any documents, photographs, or other evidence that the homeowner intends to present at the hearing. • A Motion for Temporary Restraining Order, which requests that the court issue an order to prevent the lender from initiating foreclosure proceedings prior to the hearing. • A Notice of Appearance, which notifies the court that the homeowner (or the homeowner’s attorney) will be appearing at the hearing. • A Statement of Issues, which outlines the legal questions that the court must answer in the case. It is important that a homeowner facing foreclosure in Pennsylvania takes the time to properly prepare for a foreclosure defense hearing. Doing so will help ensure that the homeowner has the best possible chance of a successful outcome.
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