Are landlords allowed to require a minimum credit score in accordance with Fair Housing Law?

In South Dakota, landlords are only allowed to require a minimum credit score in accordance with Fair Housing Law if it is necessary to verify the applicant’s financial responsibility. This means that landlords must have a valid and legitimate reason for requiring a minimum credit score, such as to ensure that the applicant will be able to pay the rent on time. The Fair Housing Act of 1968 makes it illegal in South Dakota for landlords to refuse to rent to someone based on certain personal characteristics, such as race, religion, and sex. This means that landlords cannot deny someone based on their credit score, even if it is below a certain threshold. However, landlords can choose to use a credit score as one of many factors for determining an applicant’s eligibility for a rental. For example, a landlord may look at income level, rental history, and recommendations from previous landlords to determine whether an applicant is a viable tenant. In summary, landlords in South Dakota are allowed to require a minimum credit score in accordance with the Fair Housing Law, but this score cannot be used to deny a rental applicant. This score should be used as one part of a larger evaluation process in order to ensure that the applicant is a responsible and reliable tenant.

Related FAQs

How long does it take to resolve a Fair Housing Law complaint?
Are landlords allowed to advertise properties only to certain groups in violation of Fair Housing Law?
Are landlords required to provide certain services and amenities to tenants in accordance with Fair Housing Law?
What specific actions can be taken by a landlord to comply with Fair Housing Law?
What happens if a landlord or seller violates Fair Housing Law?
Are landlords required to provide reasonable accommodations to tenants with disabilities under Fair Housing Law?
Are there any protections for tenants who are victims of sexual harassment in accordance with Fair Housing Law?
What is the difference between Fair Housing Law and anti-discrimination law?
What is a “reasonable accommodation” under Fair Housing Law?
Are landlords allowed to require tenants to submit to a credit check in accordance with Fair Housing Law?

Are landlords allowed to require a minimum credit score in accordance with Fair Housing Law?

Related FAQs

Related Blog Posts