Are landlords allowed to require a minimum credit score in accordance with Fair Housing Law?

In Tennessee, landlords are allowed to require a minimum credit score in accordance with Fair Housing Law. This means that rental applicants must meet certain criteria to be eligible for a rental unit, including providing adequate financial information and meeting the landlord’s standards for creditworthiness. In order to comply with Fair Housing Law, landlords need to apply the same requirements to all applicants. This means that the same minimum credit score must be applied to all applicants regardless of their race, color, national origin, religion, sex, disability, or familial status. It is important that landlords create policies that are both fair and consistent while not discriminating against any protected class. In addition to a minimum credit score, landlords can also consider other factors such as employment and rental history when deciding whether to approve a potential tenant. This may include verifying references and income, inspecting the rental unit, and requiring a security/damage deposit. Overall, it is important for landlords to be aware of the Fair Housing Law and the guidelines they need to follow. If landlords are found to be in violation of the Fair Housing Law, they could face serious penalties including civil fines and lawsuits. In order to ensure compliance with the law, landlords should always consult with a qualified legal professional.

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