What documents are required in order to file a fire insurance claim?

In Pennsylvania, filing a fire insurance claim requires certain documents to ensure that the claim is approved. These documents include a copy of the fire insurance policy, a copy of the property damage report, a proof of ownership document, and a list of personal property damaged or destroyed by the fire. The fire insurance policy must be a certified copy from the issuing insurance company and it must include all of the coverage information such as the length of the policy, the policy number, and the amount of coverage. The property damage report is typically provided by the fire department and it will provide an estimate of the extent of the damage caused by the fire. The proof of ownership document could be a deed, mortgage, lease, or certificate of title. Finally, the list of personal property damaged or destroyed by the fire must include the names of each item destroyed, the value of each item, and documentation such as receipts or pictures. By submitting these documents along with the fire insurance claim, a claimant can ensure that the claim is approved and their losses can be reimbursed.

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