What kinds of damage can I seek compensation for in a fire insurance claim?

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What is the difference between a “performance bond” and a “demand letter” related to fire insurance claims?
Are there any special considerations for filing a fire insurance claim in a high-risk area?
What are the common causes of fire insurance claims?
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What happens if the fire insurance claim is contested by my insurance company?
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Can I receive compensation for lost wages due to a fire insurance claim?
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