What type of evidence do I need to support my fire insurance claim?

When making a fire insurance claim in West Virginia, it is important to have the proper evidence to support your claim. The evidence needed may vary depending on the type of claim being made and the insurance policy in question. Generally however, claimants need to provide proof of ownership, evidence of loss, and proof of insurability. Proof of ownership can come in the form of a deed, mortgage, lease, or other legal document stating that the claimant has legal title or ownership of the property in question. Evidence of loss may include police reports or fire department reports that provide details about the incident. Photographic evidence of the damages is also helpful to provide an accurate assessment of the extent of the loss. Finally, proof of insurability can be provided by a copy of the insurance policy, as well as any paperwork that demonstrates that the premiums have been paid on time. All of this evidence should be provided to the insurance company before filing the claim, to ensure the claim is processed quickly and accurately. With the proper evidence, claimants should have the best chance of receiving a fair settlement for their losses.

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