What happens if some of the damage is caused by a fire and some of the damage is caused by another event?

When filing a fire insurance claim in Washington, there may be instances in which some of the damage is caused by a fire and some of the damage is caused by another event. In these cases, the claim will be handled by the insurance company as two separate claims, one for the damage caused by the fire and one for the damage caused by the other event or events. For instance, if a building is damaged by both a fire and a storm, the insurance company will handle the fire damage claim and the storm damage claim as two separate claims. Each claim must detail the cause of the damage and the amount of the damage incurred. The insurance company will then determine the amount of coverage and payment for each claim according to the specific terms of the policy. It is important to provide detailed information about the cause of the damages as part of the claim process. The insurance company will need this information to properly assess the claim and determine coverage and payment. Additionally, providing accurate records will help to ensure that the insurance company pays the appropriate amount for any damage caused by the other events at the same time as the fire damage.

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What happens if some of the damage is caused by a fire and some of the damage is caused by another event?

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