What happens if I can't prove my losses with documentation?

When making a claim on a fire insurance policy in North Carolina, you must provide proper documentation to prove the losses. If you are unable to provide such evidence, your claim may be denied. This means that the insurance company can refuse to pay for the losses incurred due to the fire. In the event the insurance company denies the claim, you may still have the option to pursue legal action. However, if you cannot prove your losses with the required documentation, it will be difficult to prevail in a lawsuit. The burden of proof is on the claimant to prove they suffered losses due to the fire. Therefore, providing the necessary documentation is essential in order to receive compensation for your losses. If your insurance company does not require proof of loss through documentation, they may still consider other evidence such as photographs, witness statements, or repair estimates. If the insurance company does not require this information, it is still in your best interest to provide as much evidence as possible in order to strengthen your claim. If the losses are significant and you are unable to provide the required documentation to the insurance company, it is important that you contact an experienced attorney that specializes in fire insurance claims. They can help you understand your legal rights, and how to proceed with filing a claim.

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