What happens if I can't prove my losses with documentation?

If you cannot prove your losses with documentation, there are a few options available to you in Pennsylvania. First, you may be able to submit an affidavit in lieu of any lost documents. This affidavit must be signed under oath and should include descriptions of the damages, losses, and other relevant information. Second, you may create an inventory list of the items containing descriptions of the items, estimated values, and costs for replacement or repair. If you do not have any warranties or receipts for items lost in the fire, you will need to provide as much information as possible regarding each item. Third, you may have to contact your insurance provider to determine if alternative forms of proof will be accepted. Your insurance provider might accept bank statements, credit card statements, or photographs that demonstrate the losses that occurred during the fire. Finally, it is important to keep in mind that insurance companies will review all documentation and evidence to decide on whether or not to approve a claim for payment. If there are any discrepancies or inconsistencies in the information provided, the insurance company may deny the claim. Therefore, it is essential to provide as much accurate information as possible in order for the claim to be approved.

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