What happens if I disagree with the value of my claim determined by my insurance company?

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What are the steps involved in replacing lost or damaged items after a fire?
What kinds of damage can I seek compensation for in a fire insurance claim?
What does fire insurance not cover?
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How do I estimate the value of the property damaged in a fire?
What happens if I can't prove my losses with documentation?
Is there a limit to the amount of time I can take to file a fire insurance claim?

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