What are the common causes of fire insurance claims?

Fire insurance claims are made when a person suffers a loss due to a fire. Common causes of fire insurance claims in Washington include structural fires, electrical fires, appliance fires, and natural fires such as wildfires. Structural fires can be caused by malfunctioning appliances, faulty wiring, improper use of extension cords, or human error. Electrical fires may be due to faulty wiring or overloaded circuits. Appliance fires can be caused by worn parts, failure to properly maintain the appliance, or improper use. Finally, natural fires such as wildfires may be due to powerful winds, dry conditions, and lightning. It is important to be aware of these common causes of fires in order to prevent them from happening. All fire sources should be inspected periodically and properly maintained in order to reduce the chances of a fire occurring. Electrical systems should be inspected and updated by a qualified electrician. People should also be mindful when using appliances and should not overload extension cords or circuits. Finally, if a natural fire is occurring nearby, people should be extra vigilant when it comes to fire safety.

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