Are there any exclusions in my fire insurance policy?

Yes, there are certain exclusions that may be in your fire insurance policy in Washington. These exclusions typically vary depending on your policy and the insurer. Generally, the most common exclusions are losses due to war and terrorism, intentional loss, seismic activity, government action, wear and tear, and pollution. War and terrorism exclusion means that any damage or loss due to war, insurrection, rebellion, or any act of terrorism is not covered by the policy. Intentional loss means that losses caused by an intentional act are not covered. Seismic activity means that any losses caused by earthquakes or volcanic eruptions are not covered by the policy. Government action means that any losses caused by an act of governmental authority are not covered by the policy. Wear and tear means that any damage caused by general wear and tear is not covered. Pollution means that any damages caused by or resulting from pollution or contaminants are not covered by the policy. It is important to review your fire insurance policy carefully and thoroughly as different policies may have different exclusions. Make sure you discuss your policy and its exclusions with your insurance agent to ensure that you understand the coverage and any exclusions.

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Are there any exclusions in my fire insurance policy?

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