Can I change my fire insurance policy after a claim is filed?

Yes, you can change your fire insurance policy after a claim has been filed in Washington State. However, any changes to your policy must be done in writing and approved by your insurance company. This is to ensure that your insurance company is aware of any changes and can adjust your policy to account for those changes. It is important to note that if you make any changes to your policy after a fire claim has been filed, the changes may not be applied to the claim. This is because insurance companies generally cannot change their terms once they have incurred a liability. Therefore, any changes you make to your policy after a claim is filed may not be applicable and will not change the amount you are eligible to receive. To avoid making changes that might cause complications in your claim, it is best to contact your insurance company before making any changes or additions to your policy. This way, you can discuss the changes with your insurance company and make sure there are no other factors that might limit your coverage or the amount you are eligible to receive in the event of a claim.

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