What should I do if my insurance company refuses to pay my claim?

If your insurance company refuses to pay your claim, the first step you should take is to try and resolve the issue with the insurance company itself. Make sure that you have all the necessary documents and information that the company will need to review the claim. You should also contact the insurance company and discuss the situation with them to try to get a resolution. If the insurance company still denies your claim, you may need to file an official complaint with the North Dakota Department of Insurance. This allows you to submit a formal request for resolution and offers you the chance to appeal any decisions made by the insurance company. Be sure to include as much information as possible when filing an official complaint. You should include copies of all related documents, including correspondence with the insurance company, and any evidence that supports your claim. Once you have filed the complaint, the Department of Insurance will investigate the claim and will ultimately decide if the insurance company is liable for the payment. If the Department of Insurance agrees that the insurance company should pay the claim, they may require the company to do so. If they do not agree, the department may suggest alternative methods for resolving the dispute. Ultimately, the department will help you to determine the best way to proceed with the claim.

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What should I do if my insurance company refuses to pay my claim?

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