What should I do if my insurance company refuses to pay my claim?

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How can I determine the fair market value of my damaged property for a fire insurance claim?
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What kinds of damage can I seek compensation for in a fire insurance claim?
What documents must I submit when filing a fire insurance claim?
What liability coverage do I have if a third-party is injured in my property due to a fire?
How long does it take to settle a fire insurance claim?
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Are there any special considerations for filing a fire insurance claim in a high-risk area?

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