Is there a limit to the amount of time I can take to file a fire insurance claim?
In Washington, there is a limit to the time frame that you can take to file a fire insurance claim. Generally, you must file your fire insurance claim within two years from the date on which the loss or damage occurred. This two year period is known as the ‘statute of limitations’ and the time frame for filing your claim begins to run from the day the loss or damage occurred. Failure to file a fire insurance claim within the two year statutory period may result in your claim being delayed or completely denied by your insurance company. Therefore, it is important to file your claim as soon as possible so that your claim can be processed in a timely manner and you can receive the compensation you are entitled to as a result of the loss or damage to your property. If you believe that your claim has been delayed or denied by your insurer, you may be able to assert a legal claim against the insurer for their failure to honour their contractual obligation to provide coverage for the fire-related damages. However, before taking this step, it is important that you contact a lawyer who specializes in fire insurance claims law in Washington to determine if it is worth pursuing a legal claim against your insurer.
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