What type of damages am I entitled to receive from a fire insurance claim?
When filing a fire insurance claim in California, you are entitled to receive certain types of damages. Depending on the type of policy and coverage you have, damages could include the cost of replacing or repairing damaged property, lost income and any necessary extra expenses due to the fire. If you have a property insurance policy, you are likely eligible to receive reimbursement for the cost of the property that was damaged or destroyed. This amount should be equal to the amount of money it would cost to repair or replace the property with material of similar quality. If you have a business insurance policy, you may also be eligible to receive reimbursement for lost income. This amount should equal the income you would have earned had the property not been damaged or destroyed. If you need to make any additional living expenses due to the fire, such as hotel stays or transportation, those costs may also be covered in your policy. In summary, when filing a fire insurance claim, you could receive reimbursement for damaged property, lost income, and extra expenses. It is important to review your policy to determine the specific coverage and damages you may be eligible to receive.
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